The G&T Relationship (Co-op Foundations Series, Volume 2)

CIN Admin
CIN Admin
  • Updated
Resource Type Primer
Author / Source Co-op Innovation Network (CIN)
Publication Date April 2026
Location United States
Initiative Type Policy, Program
Project Complexity Beginner
Recommended For Board, Staff

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Estimated reading time: 15 minutes


Why This Matters for Rural Electric Co-ops

For most distribution co-ops, the G&T contract shapes power supply, member rates, and decisions about renewable energy. It determines where power comes from, how much members pay, and whether the co-op can pursue local solar, wind, or other renewable options. For board members and staff who are newer to the industry, or newer to this particular aspect of co-op operations, this resource offers a clear foundation for understanding one of the most consequential relationships in the cooperative system.

Co-op leaders who understand their contract are better positioned to advocate within G&T governance, evaluate whether renegotiation is possible, and give members honest answers about energy options and rates. This guide is a practical starting point for boards and staff who want to engage the G&T relationship as an informed partner rather than a passive one.


Key Takeaways

G&T contracts come in three types (all-requirements, partial-requirements, and PPAs), each creating meaningfully different constraints on a co-op's ability to pursue local generation or renewables. Knowing which type you have is essential before committing to members on energy options.
All-requirements contracts are durable by design: they were used to secure G&T financing, which means exiting or renegotiating them typically requires lender approval and may carry significant exit fees. Some co-ops have found a path forward, but it takes preparation.
Distribution co-ops have governance rights within their G&T, but exercising them effectively requires active participation. Conflict-of-interest dynamics at the board level are real and worth understanding before key votes arise.
Knowing your contract terms is the prerequisite for everything else. Co-ops that don't know their contract risk making commitments to members they can't keep or missing flexibility that already exists.

Implementation Considerations

  • Regulatory or Governance Considerations: Any contract modifications may require approval from lenders, regulators, or trustees in addition to the G&T itself. Boards should understand their specific contract terms before engaging in renegotiation or making public commitments about energy options.
  • Staffing or Technology Requirements: Interpreting G&T contract language may require legal or regulatory expertise beyond what smaller co-ops have in-house. Outside counsel or a cooperative consultant can help.

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Estimated reading time: 15 minutes

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